Information we collect
When you use the quote estimator we collect the household details you enter (age, gender, tobacco status, state, spouse, and dependents) and technical details such as your IP address, the page you visited, and any UTM or click identifiers in the link you used. When you submit a contact or lead form we collect the name, email, and phone number you provide.
How we use it
We use household details to calculate your estimate and to route you to the right options by state. We use contact information to connect you with a licensed advisor. We use anonymous or aggregate identifiers for advertising measurement; we do not place sensitive quote details into ad analytics.
Rate limits and counters
To keep the estimator available, we count calculations and provider checks per visitor using a trusted, server-derived address. These counters are handled on our servers, not solely in your browser, and are not shared with advertisers.
Sharing and processors
We use trusted processors to capture form submissions and deliver them to an advisor. We do not sell your personal information. Provider network availability is confirmed by an advisor rather than inferred from a search.
Your choices
You may decline to submit a form at any time. Estimates can be generated without providing contact information. To request access to or correction of information you have submitted, contact your advisor using the details on the Contact page.
No guarantee
This policy describes our handling of information only. It does not constitute an offer of insurance or a guarantee of plan acceptance, pricing, or provider availability.