Coverage
Plans shaped around how real estate agents actually work.
Independent agents rarely sit at a desk. The coverage options here are built for self-employed households, with an advisor to walk you through what each plan means before you decide.
Individual coverage
Plans for you as the primary member, priced by age and tobacco status.
Spouse & family
Add a spouse and up to six dependents to build a household estimate.
State-based options
Availability and plan design vary by state. Your estimate reflects what is offered where you live.
Advisor confirmation
Every estimate is reviewed by a licensed advisor before anything is finalized.
How your estimate is built
- 1. Tell us your household. Your age, gender, tobacco status, spouse, and dependents.
- 2. See what’s offered where you live. Your state shapes the plan designs and options in your estimate—and your advisor walks you through each one.
- 3. Tobacco adjustment. A single household tobacco adjustment is applied once when any adult uses tobacco.
- 4. Recalculate anytime. Estimates are subject to advisor confirmation—never a final price.